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Useful links

Below are links to some helpful sites that can provide you with more information about pensions and financial advice.

MoneyHelper

Brings together the support and services of three government-backed financial guidance providers: the Money Advice Service, the Pensions Advisory Service and Pension Wise. Making it quicker and easier to find the right money and pensions guidance. For more information you can visit their website:
www.moneyhelper.org.uk

Gov.uk

A useful source of information from the Government on pensions. For more information you can visit their website:
www.gov.uk/plan-retirement-income

The Pension Tracing Service

Helps people who have lost touch with an old pension scheme by tracing it for them free of charge. For more information you can call or visit their website:
0800 731 0193
www.gov.uk/find-lost-pension

His Majesty's Revenue and Customs (HMRC)

Governs the tax paid by members of registered pension schemes such as the Scheme. You can find more information and guidance from the HMRC about tax and pensions on their website:
www.gov.uk/government/organisations/hm-revenue-customs

The Pensions Regulator (TPR)

Monitors the running of occupational pension schemes in the UK. In general it will act if and when irregularities in the running of a scheme are brought to its attention. For more information you can visit their website:
www.thepensionsregulator.gov.uk

The Pensions Ombudsman

Investigates and decides upon complaints and disputes involving work-based and personal pension schemes. For more information you can call or visit their website:
0800 917 4487
www.pensions-ombudsman.org.uk

Citizens Advice

Citizens Advice aim to provide the advice people need for the problems they face and improve the policies and practices that affect people's lives. They provide free, independent, confidential and impartial advice to everyone on their rights and responsibilities.
www.citizensadvice.org.uk

RS Group Pension Scheme Administrators

Capita, RS’s Scheme Administrator, is there to answer questions on all aspects of your personal pension account. Helpline staff cannot provide financial advice.

RS Pension Scheme,
Capita PO Box 555,
Darlington,
DL1 9YT

Helpline: 0345 122 0785

Email: RSPensions@capita.co.uk

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